Upload your audits and budget. RateWorks builds the full-cost revenue requirement for each utility fund, tests it against your loan covenants and reserves, and turns it into a rate schedule and a board report. Updated whenever you need it, for a fraction of the cost of an engineering rate study.
A screening number for one fund. The portal does the real work.
Three to five years of audits, this year's budget, your rate ordinance and loan agreements. PDFs are fine.
RateWorks maps every number to the model and shows you where it came from. You accept or correct before anything is calculated.
Coverage, days of cash, what the general fund has been covering, and the five-year requirement with each cost laid out.
A phased rate schedule inside the increase your council will accept, sample bills, and a plain-language board report with the ordinance exhibit.
Every subscriber's first model is reviewed by AMKO Advisors before it goes to a council. You are not alone with a spreadsheet.
Wells, treatment or purchased water; base charge by meter size; uniform, block or seasonal rates.
Billed on water use or winter average; high-strength surcharges; lagoon and plant capital.
Contract hauler pass-through, container fees, landfill and transfer costs.
USDA, SRF and revenue bond coverage tests, debt service reserves and short-lived asset reserves, every forecast year.
Drop in a proposed SRF or USDA loan and see the rate it takes to support it — before you apply.
Clerk, shop, vehicles, audit and council costs allocated across funds so no fund quietly subsidizes another.
Every page of the portal has a panel that knows your audits, your loan agreements and your current model. Ask it what a number means, what a covenant requires, or what a scenario would do. It shows its sources and never changes adopted numbers on its own.
Illustrative tiers for review — final pricing to be set.
Under 1,000 connections
1,000 – 5,000 connections
5,000 – 15,000 connections
Add-ons: a signed AMKO Advisors rate memo for adoption, and rate analysis tied to a bond or SRF financing, delivered under AMKO's municipal advisor registration.
Your last three audits, this year's budget, the current rate ordinance, loan agreements, and an annual usage report from your billing system. A first result usually takes one sitting.
It is common. RateWorks flags it, asks a few questions to split the funds, and shows you the split for confirmation. The model never runs on a guess.
Free spreadsheets do the arithmetic and leave you alone with it. RateWorks reads your documents, tests your actual loan covenants, keeps the model current every year, and puts a municipal advisor's review behind the number.
The portal is software and general information. When an analysis is tied to a bond issue or SRF loan, AMKO Advisors delivers it as municipal advisor work with the usual documentation. The FAQ and terms spell out the line.
Only users your organization invites and AMKO reviewers you authorize. Documents are encrypted, never used to train anything, and deleted on request.
Most lenders accept a full-cost rate analysis prepared by a qualified advisor. The AMKO-reviewed report is written to meet those requirements; tell us the lender and we will confirm.
We'll send an access code and a short checklist of documents to upload.
Sign in to your portal to upload documents, update your model, and ask about your system.
Open the portalThe portal prototype (water fund) is a separate page in this preview.